WARNING : Late Repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

We are not a lender : We are an authorized Credit Broker and regulated by the Financial Conduct Authority.

1. What is a short-term payday loan?

This is a form of unsecured loan backed by a regular source of income, and that needs to be repaid on the next payday of the borrower. These are emergency loans, and should only be obtained when truly needed. These are designed for short term financial support, not for a long term debt problem.

2. Is there a service fee you charge to connect consumers with independent third party lenders?

No, we would not charge you any fees to help you reach out to the lenders. But, if your loan is approved by any of the lender we connect you with, that lender might have some loan processing fee or application fee depending on their lending policies. To be sure about this, we recommend that you read all the terms and conditions of your loan agreement clearly before signing any papers

3. What all information is required to apply for a short term loan through lionfinance.co.uk?

The loan application form requires information related to your personal identity (like - name, address, phone, email.), employment (like - net income, time with current employer.) and your bank account (like, bank name, account number.). These are required by the lenders to check your eligibility for payday loans.

4. How long do I have to wait in order to receive the cash after getting approval?

Once your loan is approved, the lender would want you to sign a loan agreement which confirms that you agree with all the terms and conditions of borrowing cash from the lender. This is usually done online and takes only few minutes. After this you can expect to receive the funds into your bank account within next 24 hours.

5. For what purpose can these short term loans be obtained?

These are emergency loans that are approved only when you need urgent cash help for unavoidable circumstances. These are not designed to cover your everyday living expenses since you need a permanent long term solution for such expenses. These loans involve high risk for the borrower in case he misses the loan repayment. So, being a responsible borrower you must ask for a short term loan only when it is urgently required for unexpected financial emergencies and especially when you are sure to make repayments on time.

6. How does your loan matching service work?

lionfinance.co.uk is not a direct lender and so it does not make any credit decisions on behalf of lenders. Here we simply help consumers connect with the licensed third party lenders who can help them obtain short term loans really fast. We do not charge any fee for connecting you with these financial service providers. After receiving your details, these lenders check your eligibility for short term loans and provide a lending decision independently. If your loan is approved, you would receive free no obligation quotations from these lenders along with all the loan documents detailing the loan terms and conditions. You can then compare and select the proposal that suits your requirements.

7. Does lionfinance.co.uk perform a credit check?

No we do not perform a credit check, since we are not involved in the lending process. But, some lenders in our network do perform a credit check before accepting or rejecting a loan application. If you have less than perfect credit rating and your application is rejected by first lender, there is still a possibility of your loan approval if the second lender we connect you with accepts your application.

8. What is required to quality for a short term loan?

At lionfinance.co.uk, we do not make any credit decisions. The lenders we connect you with take such decisions. And since each lender has a different set of eligibility requirements to accept a loan application, it is not possible to quote all eligibility criteria here. However, some of the basic requirements include; your age - minimum 18 years, your employment status - permanent, a valid bank account on your name, your citizenship of the UK and your regular monthly income must be at least £500.

9. What if I am not able to make payment of my short term loan on due date?

If you cannot arrange the funds for repayment, just contact your lender immediately and discuss all your financial problems. The lender may offer you a loan extension for few days and charge a lower penalty for missing your payment. But, as per the clauses in your loan agreement the lender has to take strict actions in order to recover his loan amount. So, it is advisable to borrow a loan amount you can easy and conveniently pay back on the due date.

10. What is the loan repayment method?

All the online loan transactions are done electronically directly to or from the bank account. You will receive the loan amount directly into your bank account. And using the direct debit authorisation process, the loan repayment amount is also debited directly from your bank account and transferred to lender's account.

www.lionfinance.co.uk is a trading style of Fine Web Solutions Ltd. © 2018 Fine Web Solutions Ltd
Company Reg: 8336815 | ICO Data Protection Number: ZA239732 | Fine Web Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA), and is entered on the Financial Services Register under reference number : 690102. We are a credit broker and not a lender.

Representative APR 1270% (Variable)
Loan Amount : £200 for 30 days, Interest: £48, Interest rate: 292%pa (variable),
One total repayment of: £248
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Consumer Advisory

Please note payday loans should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay date. Missing repayments may have a negative effect on your credit rating and will make it more difficult for you to obtain credit in future.

The operator of this website is not a lender or short term loan provider and does not make credit decisions. We are a credit broker, providing free loan matching services and help connect consumers interested in obtaining payday or short term loans in the amount range between £100 and £1000 with participating lenders or brokers in our network. This site will submit the information you provide to a direct lender or broker via iframe application form provided to us by FCA authorized lenders or credit brokers only. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We do not charge you any fees to use our websites, services or products. To operate this service we receive a commission paid to us by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lending partners offer loans up to £1,000 and there is no guarantee that all applicants will be approved for their requested loan amounts. Please note lenders may use collection services for non-payment of their loans.


We do not require payments, UKash vouchers, or deposits to match you with a lender. Click here to read more.