WARNING : Late Repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

We are not a lender : We are an authorized Credit Broker and regulated by the Financial Conduct Authority.

What are the Charges?
Loan amount Interest Total Repayment
£100 £24 £124
£200 £48 £248
£500 £120 £620
£750 £180 £930
£1000 £240 £1240
*Calculation based on a 30 day loan

Note: Above table is just an estimate of repayable amount. The exact amount would depend on your lender's criteria. For every £100 borrowed for 30 days the payday lenders on average charge £24 which indicates for every £1 you typically repay £1.24 at £1,270% APR Representative.
Interest is charged at 0.8% per day and capped to £24.

* Loans are approved on basis of the affordability and credit worthiness of the applicant.

All payday lenders have to comply with the rules and regulations of Financial Conduct Authority in the UK which also includes the price cap rules. Lenders must not charge an interest rate of more than 0.8% per day which equals 292% per annum. They should not charge a penalty more than £15. And the repayment of loan cannot be more in terms of fee and interest rate than 100% of the actual loan amount borrowed.

Why APR for Short Loans is so high?

APR means 'Annual Percentage Rate' which defines the annual cost of credit in the form of percentage of the total credit amount. In short it is a valuable piece of information that helps in determining the exact cost of credit. It is also helpful in comparing two credit options and to choose the once more affordable.

Late Payment or Non Payment penalties

When borrowing cash, a due date for loan repayment is mutually decided between the lender and the applicant. And this is recorded in the terms of loan agreement. If you breach the deadline and do not make a repayment of loan, the lender might charge you a late payment penalty to a maximum of £15, which adds up to your loan amount. So, it is always better to inform the lender in advance when you face a problem in arranging funds for repayment. The lender might offer you some flexibility in loan repayment terms.

Disclosure of Fees and Renewal policy

Our USP is to provide a straightforward service to our users. We meet all our commitments of sharing your information immediately and secure to the lenders. We are sure that all our lending partners clearly disclose the features of their loan offers, including the interest rates, fee and any other cost before you sign the loan agreement. We have always worked with licensed and credible lenders who are bound by laws and do not employ any unethical practices of lending.

Please note that we do not credit money directly to any of our website users, and so the fees, charges, interest rates, policies, terms and conditions are all decided at the time of agreement as per lender's discretion. There are no charges for submitting a short term loan application through lionfinance.co.uk.

lionfinance.co.uk is a privately owned company.

www.lionfinance.co.uk is a trading style of Fine Web Solutions Ltd. © 2018 Fine Web Solutions Ltd
Company Reg: 8336815 | ICO Data Protection Number: ZA239732 | Fine Web Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA), and is entered on the Financial Services Register under reference number : 690102. We are a credit broker and not a lender.

Representative APR 1270% (Variable)
Loan Amount : £200 for 30 days, Interest: £48, Interest rate: 292%pa (variable),
One total repayment of: £248
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Consumer Advisory

Please note payday loans should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay date. Missing repayments may have a negative effect on your credit rating and will make it more difficult for you to obtain credit in future.

The operator of this website is not a lender or short term loan provider and does not make credit decisions. We are a credit broker, providing free loan matching services and help connect consumers interested in obtaining payday or short term loans in the amount range between £100 and £1000 with participating lenders or brokers in our network. This site will submit the information you provide to a direct lender or broker via iframe application form provided to us by FCA authorized lenders or credit brokers only. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We do not charge you any fees to use our websites, services or products. To operate this service we receive a commission paid to us by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lending partners offer loans up to £1,000 and there is no guarantee that all applicants will be approved for their requested loan amounts. Please note lenders may use collection services for non-payment of their loans.


We do not require payments, UKash vouchers, or deposits to match you with a lender. Click here to read more.